When purchasing travel insurance, it's important to understand the different types of coverage that are available. Some common types of coverage include:
- Trip Cancellation/Interruption: This coverage reimburses you for any non-refundable expenses if you have to cancel or interrupt your trip due to a covered reason, such as illness or a death in the family.
- Medical Coverage: This coverage pays for medical expenses if you become ill or injured while traveling, including emergency medical transportation.
- Emergency Assistance: This coverage provides access to emergency medical and travel assistance services.
- Baggage Coverage: This coverage pays for lost, stolen, or damaged baggage and personal effects.
- Travel Delay: This coverage reimburses you for additional expenses, such as meals and lodging, if your trip is delayed for a covered reason.
It is important to read the fine print of the policy and understand the exclusions and limitations before purchasing a travel insurance. Some companies might not cover certain events like natural disasters, terrorism, or pre-existing medical conditions.
It is also important to note that not all policies are created equal. Some policies might cover more events than others.
It's important to compare the policies and coverage offered by different companies before purchasing a travel insurance to ensure that you are getting the best policy for your needs and budget.
Top 15 Travel Insurance Companies in 2023
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| Top 15 Travel Insurance Companies in 2023 |
- The Best Travel
- HTH Worldwide
- Nationwide
- Seven Corners
- Travel Insured
- TravelSafe
- AXA Assistance USA
- Generali Global Assistance
- IMG
- John Hancock Insurance Agency
- Tin Leg
- Trawick International
- USI Affinity Travel Insurance Services
- Berkshire Hathaway Travel Protection
- Travelex Insurance Services
HTH Worldwide
HTH Worldwide is a provider of international health and travel insurance services. The company offers a variety of insurance products for individuals, families, and groups traveling internationally.
HTH Worldwide's insurance products include international health insurance, travel medical insurance, student health insurance, group health insurance, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, and other travel-related risks.
HTH Worldwide also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
HTH Worldwide is a well-known and reputable provider of international health and travel insurance, with a wide range of coverage options to meet the needs of different travelers.
Nationwide
Nationwide is a large financial services company that offers a wide range of products and services, including insurance. While Nationwide is known for its home and auto insurance products, it also offers travel insurance for individuals and families.
Nationwide's travel insurance policies provide coverage for unexpected events that may occur during a trip, such as trip cancellation, interruption, medical emergencies, and lost or stolen baggage.
The coverage and benefits offered by Nationwide's travel insurance policies can vary depending on the specific policy, but they typically include 24-hour emergency assistance, coverage for pre-existing medical conditions, and the option to purchase additional coverage for activities like skiing and snowboarding.
Nationwide also offers travel assistance services to help customers with their travel needs and provide support during unexpected events.
It's a good idea to compare Nationwide's travel insurance policies with other providers.
Seven Corners
Seven Corners is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
Seven Corners' insurance products include international health insurance, travel medical insurance, student health insurance, group health insurance, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, and other travel-related risks.
Seven Corners also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
Seven Corners is a well-known and reputable provider of international health and travel insurance, with a wide range of coverage options to meet the needs of different travelers.
Their products are designed for travelers of all ages and backgrounds, including students, families, and business travelers. Additionally, they offer coverage for adventure sports, volunteering and long-term travelers.
Travel Insured
Travel Insured is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
Travel Insured's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption and other travel-related risks.
Travel Insured also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
They also have a variety of coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
It's a good idea to compare Travel Insured's travel insurance policies with other providers.
TravelSafe
TravelSafe is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
TravelSafe's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption, and other travel-related risks.
TravelSafe also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
They also have a variety of coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
TravelSafe is known for its flexibility and the ability to customize plans to fit the specific needs of the traveler, which is a great feature.
It's a good idea to compare TravelSafe's travel insurance policies with other providers.
AXA Assistance USA
AXA Assistance USA is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
AXA Assistance USA's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption, and other travel-related risks.
AXA Assistance USA also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
They also have a variety of coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
As a leading international assistance company, AXA Assistance USA has a large network of providers, and also offers a mobile app with features such as emergency contacts, translation services, and a medical directory. They are known for their efficient claims process and customer service.
It's a good idea to compare AXA Assistance USA's travel insurance policies with other providers.
Generali Global Assistance
Generali Global Assistance (formerly CSA Travel Protection) is a provider of travel insurance and assistance services.
They offer a variety of insurance products for individuals, families, and groups traveling internationally. Generali Global Assistance's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption, and other travel-related risks.
Generali Global Assistance also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
They also have a variety of coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
They are known for their user-friendly website and mobile app, which allows customers to easily purchase and manage their policies, and to access assistance services in case of an emergency. They have a long-standing reputation as a reliable provider of travel insurance and assistance services.
It's a good idea to compare Generali Global Assistance's travel insurance policies with other providers.
IMG
IMG (International Medical Group) is a provider of international health and travel insurance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally or living abroad.
IMG's insurance products include international health insurance, travel medical insurance, student health insurance, group health insurance, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, and other travel-related risks.
IMG also offers additional services such as 24-hour emergency assistance, medical and security alerts, and access to a network of providers.
IMG is known for its flexibility in customizing coverage plans to fit the needs of different travelers, including long-term travelers, expats, and adventure travelers.
They also offer coverage for pre-existing medical conditions and have a reputation for efficient claims processing.
Additionally, you can check the company's financial ratings from agencies like Standard & Poor's, A.M. Best, and Moody's, which can provide an indication of the company's overall financial stability and ability to pay out claims.
John Hancock Insurance Agency
John Hancock Insurance Agency is a subsidiary of John Hancock Financial, which is a subsidiary of Manulife Financial Corporation. John Hancock Insurance Agency is a provider of insurance products, including travel insurance.
They offer a variety of travel insurance options for individuals, families, and groups traveling internationally.
Their travel insurance policies provide coverage for unexpected events that may occur during a trip, such as trip cancellation, interruption, medical emergencies, and lost or stolen baggage.
They also have coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
John Hancock Insurance Agency also offers additional services such as 24-hour emergency assistance and access to a network of providers.
They also have a user-friendly mobile app which allows customers to easily purchase and manage their policies, and to access assistance services in case of an emergency.
It's a good idea to compare John Hancock Insurance Agency's travel insurance policies with other providers.
Tin Leg
Tin Leg Insurance is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
Tin Leg Insurance's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption, and other travel-related risks.
Tin Leg Insurance is known for its affordable travel insurance options and its easy-to-use online platform that allows customers to purchase and manage their policies, and to access assistance services in case of an emergency.
They also have coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
It's a good idea to compare Tin Leg Insurance's travel insurance policies with other providers.
Trawick International
Trawick International is a provider of travel insurance and assistance services. They offer a variety of insurance products for individuals, families, and groups traveling internationally.
Trawick International's insurance products include international health insurance, travel medical insurance, trip cancellation coverage, trip interruption coverage, and more.
The company's insurance policies provide coverage for medical emergencies, emergency medical evacuation, repatriation, trip cancellation or interruption, and other travel-related risks.
Trawick International is known for its customizable coverage options and its experienced customer service team that provides support and assistance to travelers in case of an emergency.
They also offer coverage options that are customizable to fit the needs of the individual traveler, including coverage for adventure sports, cancellation for any reason, and pre-existing medical conditions.
It's a good idea to compare Trawick International's travel insurance policies with other providers.
Trawick International is a company that provides a variety of travel-related services, including travel insurance, travel assistance, and medical evacuation services.
They also offer a range of travel-related products, such as passport and visa services, foreign currency exchange, and travel documents.
Trawick International serves both individuals and groups and can customize their services to meet the specific needs of their clients. They are headquartered in Miami, Florida and sell their product in over 100 countries.
USI Affinity Travel Insurance Services
USI Affinity is a provider of travel insurance and travel assistance services, which is focused on serving the needs of specific groups such as students, alumni, and members of professional associations.
They offer a variety of travel insurance plans that can be customized to meet the specific needs of their clients, including coverage for trip cancellation, medical expenses, and emergency assistance.
USI Affinity partners with organizations, such as universities and professional associations, to offer their travel insurance services to their members. They are headquartered in Exton, Pennsylvania, USA and have been in the business for over 30 years.
Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection is a provider of travel insurance and travel assistance services. It is a subsidiary of Berkshire Hathaway Specialty Insurance, which is a part of the larger Berkshire Hathaway group of companies, led by Warren Buffett.
They offer a range of travel insurance products including trip cancellation, medical expense, emergency medical evacuation and other travel-related coverage.
They are headquartered in Boston, Massachusetts, USA. They offer a range of coverage options that can be tailored to meet the specific needs of their clients, including coverage for individuals, families, and groups.
They are known for offering competitive pricing, flexible coverage options, and easy-to-use online tools. They also offer 24/7 assistance to their customers.
Travelex Insurance Services
Travelex Insurance Services is a provider of travel insurance and assistance services. It was founded in 1996 and is headquartered in Omaha, Nebraska, USA.
They offer a wide range of travel insurance plans that can be customized to meet the specific needs of their clients, including coverage for trip cancellation, medical expenses, emergency medical evacuation, and more.
They also provide a variety of travel assistance services such as emergency medical and travel assistance, concierge services, and more.
They have a strong presence in the travel industry and are known for their competitive pricing, flexible coverage options, and easy-to-use online tools.
They offer their services to individual travelers, groups and corporate clients. They also offer 24/7 assistance to their customers.